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Need a California Contractor to tell me if this is right

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Need a California Contractor to tell me if this is right bdeditch 11-12-2007
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Posted by bdeditch on November 12, 2007, 12:07 pm
Talked to a guy the other day that was telling me that his wife and
him were trying to get a bank loan to build a house. The bank told him
if he was a California lic. contractor, didn't matter what kind, they
would give him the loan. Now this guy can't hammer a nail into a soft
board and plans to build his home overseeing the whole operation of
building the house. The license he going for has nothing to do with
woodworking at all. I was wondering is this something they allow. To
me this is saying a Licensed Mechanic could oversee the building of a
house.


Posted by PeterD on November 12, 2007, 2:06 pm
wrote:

>Talked to a guy the other day that was telling me that his wife and
>him were trying to get a bank loan to build a house. The bank told him
>if he was a California lic. contractor, didn't matter what kind, they
>would give him the loan. Now this guy can't hammer a nail into a soft
>board and plans to build his home overseeing the whole operation of
>building the house. The license he going for has nothing to do with
>woodworking at all. I was wondering is this something they allow. To
>me this is saying a Licensed Mechanic could oversee the building of a
>house.

Well...

the bank can do whatever they want...

Afterall, they have the money!

Posted by bdeditch on November 12, 2007, 2:40 pm
> wrote:
>
> >Talked to a guy the other day that was telling me that his wife and
> >him were trying to get a bank loan to build a house. The bank told him
> >if he was a California lic. contractor, didn't matter what kind, they
> >would give him the loan. Now this guy can't hammer a nail into a soft
> >board and plans to build his home overseeing the whole operation of
> >building the house. The license he going for has nothing to do with
> >woodworking at all. I was wondering is this something they allow. To
> >me this is saying a Licensed Mechanic could oversee the building of a
> >house.
>
> Well...
>
> the bank can do whatever they want...
>
> Afterall, they have the money!

Yes but could he over see the project of building a house. He even
admits he never did cement work and plans on doing it himself and just
"asking around" how to do it. I built homes years ago in Canada and I
would not even deal with it.


Posted by dpb on November 12, 2007, 2:54 pm
bdeditch wrote:
>> wrote:
>>
>>> Talked to a guy the other day that was telling me that his wife and
>>> him were trying to get a bank loan to build a house. The bank told him
>>> if he was a California lic. contractor, didn't matter what kind, they
>>> would give him the loan. Now this guy can't hammer a nail into a soft
>>> board and plans to build his home overseeing the whole operation of
>>> building the house. The license he going for has nothing to do with
>>> woodworking at all. I was wondering is this something they allow. To
>>> me this is saying a Licensed Mechanic could oversee the building of a
>>> house.
>> Well...
>>
>> the bank can do whatever they want...
>>
>> Afterall, they have the money!
>
> Yes but could he over see the project of building a house. He even
> admits he never did cement work and plans on doing it himself and just
> "asking around" how to do it. I built homes years ago in Canada and I
> would not even deal with it.

I don't know specific CA law, but all states have "homeowner exemption"
clauses that provide that an individual can serve as their own GC under
certain conditions.

I'm certain if you googled the CA state web site you would have no
problem discovering what their particular version's requirements look
like. Of course, individual localities may have their own
restrictions/requirements on top of state law.

It's surprising how many who have no clue think it would be simple to do
this -- almost uniformly, the live to regret it unless they really do
have some knowledge.

--



Posted by PeterD on November 12, 2007, 4:41 pm
wrote:

>> wrote:
>>
>> >Talked to a guy the other day that was telling me that his wife and
>> >him were trying to get a bank loan to build a house. The bank told him
>> >if he was a California lic. contractor, didn't matter what kind, they
>> >would give him the loan. Now this guy can't hammer a nail into a soft
>> >board and plans to build his home overseeing the whole operation of
>> >building the house. The license he going for has nothing to do with
>> >woodworking at all. I was wondering is this something they allow. To
>> >me this is saying a Licensed Mechanic could oversee the building of a
>> >house.
>>
>> Well...
>>
>> the bank can do whatever they want...
>>
>> Afterall, they have the money!
>
>Yes but could he over see the project of building a house. He even
>admits he never did cement work and plans on doing it himself and just
>"asking around" how to do it. I built homes years ago in Canada and I
>would not even deal with it.

I understand, but you are asking two different things...

1. The bank's attitude: it is up to them.

2. The ability of this person to actually build a servicable
building...

In question 1, as I said, it is the bank's shot to call, each may have
very different rules.

In question 2, that is what building codes and building inspectors are
all about.

You ask "could he oversee" and I'm translating that as can he be the
general contractor. That is, he subcontracts the jobs to other
(qualified) contractors. Sure, if he's a smart person, can get good
sub-contractors, keeps his Ts crossed, his Is dotted.

Would I do that if I were him? No friggin way! I'm qualified, and it
is a major bit of work to get two, three or four sub-contractors all
workign together on teh same schedule, doing acceptable work!

As to his never having done cement work, and now wishes to do it
himself, well maybe he can... Again, I'm experienced... Guess what? I
hire someone to do that type of work, it takes practice and experience
to get it right, believe me.

So now I have to ask: what's your interest in this project anyway? Why
not sit back and watch the show so to speak?


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