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Posted by ransley on May 26, 2009, 10:11 am
> > on 5/24/2009 3:48 PM (ET) Tim wrote the following:
> > > I am asking this one for a friend. He is a bit confused ...
> > > My buddy does insurance work. State Farm (for example), hires him to
> > > do work for them and he fixes the bathroom of a homeowner. The work
> > > was authorized by the insurance. The insurance company thought the
> > > work was great, and they paid him. The homeowner thought they should
> > > get more, and they have threatened to file a complaint unless he give=
s
> > > them a bunch more (free) work. He has no contract with the homeowner
> > > at all. Nothing. The homeowner didn't hire him, and had no say in wha=
t
> > > was done, but they seem bound and determined to get what they want,
> > > even if they have to lie to get it. Can the homeowner file a complain=
t
> > > even if they didn't hire him? The work is good, this just a classic
> > > shakedown.
> > The homeowner did not pay him, the insurance company did. The Insurance
> > company hired him to do the work. The homeowner's grievance is with the
> > insurance company.
> Right, but a weaselly homeowner would complain to the contractor
> licensing board anyway. =A0They're looking to squeeze out some free
> work, they don't care how the squeezing gets done. =A0From personal
> experience I know that a lying homeowner can withhold money, complain
> to a licensing board, and when the licensing board finds out that the
> contractor did nothing wrong, the board can't do anything to force the
> owner to pony up the money. =A0They just close the case as unresolved.
> I don't know the OP's specifics and what the contractor licensing
> board's requirements for filing a grievance are. =A0Best for the
> contractor to speak to the contractor licensing board in person and
> explain the situation and ask for guidance.
> This is where an indemnification clause in the contractor's contract
> with the insurance company would be useful. =A0Then again the insurance
> company very possibly would refuse to sign such a contract. =A0Rock and
> a hard place.
> R- Hide quoted text -
> - Show quoted text -
First off this is one side of the story from a guy thats lying in my
opinion, what 3rd party would say " even if they have to lie to get
it". And none of my friends would write this for me. So who knows ,
maybe the HO should have gotten something that someone is trying to
get out of, we all know insurance companies honor all true claims,
dont we.
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Posted by RicodJour on May 26, 2009, 11:11 am
> First off this is one side of the story from a guy thats lying in my
> opinion, what 3rd party would say " even if they have to lie to get
> it". And none of my friends would write this for me. So who knows ,
> maybe the HO should have gotten something that someone is trying to
> get out of, we all know insurance companies honor all true claims,
> dont we.
If you had checked the OP's posting history before writing the above,
you would probably change your opinion. I have no idea what the
contractor friend/owner/insurance company's story is, but the OP is a
square shooter.
R
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Posted by Tim on May 24, 2009, 5:57 pm
I had the sinking feeling that the homeowner could say that the contract was
oral and the homeowner paid the contrator in cash to do extra work and the
contractor didn't do it. It's like when I found out that whatever a
contractor says is under penalty of perjury but not the homeowner. So
basically, I could say that I hired Bill in Hamptonburgh, NY to remodel my
bathroom and I paid him $25,000 in cash (because he only accepts cash) and
when he didn't do it, I filed a complaint. Bill says he doesn't know what I
am talking about, I swear up and down he STOLE MY MONEY. The problem,
naturally, is how does Bill prove he didn't do it? Contractors boards don't
care much about how many nails you put in a Simpson clip, they care more
about contracts and how consumers are treated. A mean contractor like Bill
(just kidding Bill) stole this poor homeowner's money. He says he didn't do
it, but as we all know, contractors are all lying, cheating bad guys. Rock
and a hard place.
> on 5/24/2009 3:48 PM (ET) Tim wrote the following:
>> I am asking this one for a friend. He is a bit confused ...
>> My buddy does insurance work. State Farm (for example), hires him to do
>> work for them and he fixes the bathroom of a homeowner. The work was
>> authorized by the insurance. The insurance company thought the work was
>> great, and they paid him. The homeowner thought they should get more, and
>> they have threatened to file a complaint unless he gives them a bunch
>> more (free) work. He has no contract with the homeowner at all. Nothing.
>> The homeowner didn't hire him, and had no say in what was done, but they
>> seem bound and determined to get what they want, even if they have to lie
>> to get it. Can the homeowner file a complaint even if they didn't hire
>> him? The work is good, this just a classic shakedown.
>> Tim
> The homeowner did not pay him, the insurance company did. The Insurance
> company hired him to do the work. The homeowner's grievance is with the
> insurance company.
> --
> Bill
> In Hamptonburgh, NY
> In the original Orange County. Est. 1683
> To email, remove the double zeroes after @
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Posted by willshak on May 25, 2009, 8:14 am
on 5/24/2009 5:57 PM (ET) Tim wrote the following:
> I had the sinking feeling that the homeowner could say that the
> contract was oral and the homeowner paid the contrator in cash to do
> extra work and the contractor didn't do it. It's like when I found out
> that whatever a contractor says is under penalty of perjury but not
> the homeowner. So basically, I could say that I hired Bill in
> Hamptonburgh, NY to remodel my bathroom and I paid him $25,000 in cash
> (because he only accepts cash) and when he didn't do it, I filed a
> complaint. Bill says he doesn't know what I am talking about, I swear
> up and down he STOLE MY MONEY. The problem, naturally, is how does
> Bill prove he didn't do it? Contractors boards don't care much about
> how many nails you put in a Simpson clip, they care more about
> contracts and how consumers are treated. A mean contractor like Bill
> (just kidding Bill) stole this poor homeowner's money. He says he
> didn't do it, but as we all know, contractors are all lying, cheating
> bad guys. Rock and a hard place.
I still deny I didn't take his money. You can ask my brother-in-law, who
I gave half the money to... :-P
>> on 5/24/2009 3:48 PM (ET) Tim wrote the following:
>>> I am asking this one for a friend. He is a bit confused ...
>>> My buddy does insurance work. State Farm (for example), hires him to
>>> do work for them and he fixes the bathroom of a homeowner. The work
>>> was authorized by the insurance. The insurance company thought the
>>> work was great, and they paid him. The homeowner thought they should
>>> get more, and they have threatened to file a complaint unless he
>>> gives them a bunch more (free) work. He has no contract with the
>>> homeowner at all. Nothing. The homeowner didn't hire him, and had no
>>> say in what was done, but they seem bound and determined to get what
>>> they want, even if they have to lie to get it. Can the homeowner
>>> file a complaint even if they didn't hire him? The work is good,
>>> this just a classic shakedown.
>>> Tim
>> The homeowner did not pay him, the insurance company did. The
>> Insurance company hired him to do the work. The homeowner's grievance
>> is with the insurance company.
>> --
>> Bill
>> In Hamptonburgh, NY
>> In the original Orange County. Est. 1683
>> To email, remove the double zeroes after @
--
Bill
In Hamptonburgh, NY
In the original Orange County. Est. 1683
To email, remove the double zeroes after @
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Posted by PeterD on May 25, 2009, 8:55 am
wrote:
>on 5/24/2009 5:57 PM (ET) Tim wrote the following:
>> I had the sinking feeling that the homeowner could say that the
>> contract was oral and the homeowner paid the contrator in cash to do
>> extra work and the contractor didn't do it. It's like when I found out
>> that whatever a contractor says is under penalty of perjury but not
>> the homeowner. So basically, I could say that I hired Bill in
>> Hamptonburgh, NY to remodel my bathroom and I paid him $25,000 in cash
>> (because he only accepts cash) and when he didn't do it, I filed a
>> complaint. Bill says he doesn't know what I am talking about, I swear
>> up and down he STOLE MY MONEY. The problem, naturally, is how does
>> Bill prove he didn't do it? Contractors boards don't care much about
>> how many nails you put in a Simpson clip, they care more about
>> contracts and how consumers are treated. A mean contractor like Bill
>> (just kidding Bill) stole this poor homeowner's money. He says he
>> didn't do it, but as we all know, contractors are all lying, cheating
>> bad guys. Rock and a hard place.
>I still deny I didn't take his money. You can ask my brother-in-law, who
>I gave half the money to... :-P
Give me half your brother-in-law's share, and I'll agree with you too!
<g>
Give me all, and I'll take care of your 'brother-in-law' so he doesn't
need any future payoffs.
BTW, I to have a brother-in-law, wanna trade 'em?
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