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Posted by Dottie on May 28, 2007, 1:50 pm
> I have not followed all of this thread so someone may have said this.
>
> Two resources for looking up products approved for use within Florida:
> http://www.miamidade.gov/buildingcode/pc-search_app.asp
> http://floridabuilding.org/pr/pr_app_srch.aspx
>
> You may want to check:
> www.mysafefloridahome.com/
>
> It's a program where you can get matching funds to upgrade your roof,
> get shutters, brace your gable ends, etc. You can get up to $5,000.
> Part of the program involves someone coming out to inspect your home
> and evaluate it to determine where you get the most bang for your buck
> for wind mitigation efforts. Inspectors ability is a little bit hit
> and miss in my experience. Rather than guessing what you should do
> (sounds like you are?) you might get someone that knows more.
>
> Your local building department should be able to tell you what the
> "code minimum" requirements are for the windspeed in your area. Next,
> you'll want to check what discounts your insurance company offers.
> "Code Minimum" is not the same as "Code Plus" which is what many
> insurance companies are going towards.
****
I have applied to the My Safe Florida Home for a grant. They do not
reimburse you for putting on a new roof because that is considered
routine maintenance. They will, however, pay one half the cost of
putting the tape down on the seams while the roof is off to waterproof
it in case the shingles blow off ... keeps the water from coming into
the house and they mention "improving the survivability of your roof
covering. For example, upgrading to a thicker and stronger hurricane-
resistant roof shingle". The neighbor who just finished having his
roof done was approved for a grant. It's too soon to know how long
the process takes.
I did find a web site for my (Pinellas) county where you can type in
the name of the company manufacturing the shingles and it says if
they are approved, specifically by type of shingle.
I called my insurance company to see if they had the names of roofers
who they might have worked with and in the course of the conversation,
the woman who was a secretary volunteered the information that they
(State Farm) did not give any deductions on insurance for upgrading
the roofing material. There was a mention on the local news that a
man spent several thousand dollars improving his house against
hurricane dangers and his insurance company gave him a $16 reduction.
Don't know which ins. co. he had. I would love to get a lower price
for insurance but I am not expecting it to happen.
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