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Posted by hallerb@aol.com on June 26, 2006, 7:55 am
Mike wrote:
> >
> > Edwin Pawlowski wrote:
> >> Look in the phone book for a chimney mason. Probably not a big deal to
> >> repair, but you want to be sure the rest of the chimney is OK. .
> >
> > Your chimney was likely in poor condition for a quick fix try a chimney
> > sweep, they can get the brick or whatrever out . Insurance will cover
> > fast damage but not long term detoriation.
> >
> > investigate a new direct vent hot water heater, they vent thru the wall
> > and will probably be cheaper than rebuilding or lining your chimney
> >
> > rebuilding chimneys cosat big bucks
>
> The only thing venting to the chimney is the gas hot water heater. Not sure
> what kind of shape the chimney was in
> as it's a seventy y/o house that I'm rebuilding. What is fast damage? The
> house is not in great condition and I
> think the insurANCE comapny migfht start nosing around if they come to check
> out the chimney.
>
> Mike
>
> >
Insurance covers stuff like in otherwise OK chimney lightning strikes
and damagers it.......
Insurance doesnt cover a chimney thats in poor shape from age, any more
than will they pay to rebuild your 10 year olds car transmssion after
it dies.
You can buy a vent kit that fits most hot water tanks to power vent
them thru a wall.
get a price on chimney repair but for a quick fast affordable back in
service a power vent will likely cost less. check ww graingers web site
i know they sell them.
if you invite insurance to visit it may cause all sorts of hassles,
your chimney is bad, your roof needs replaced, the fromt sidewalk is in
poor shape, uneven trip hazard.
get all these fixed in 90 days or your policy wouldnt be renewed.
this actually happened to some friends, their homeowners got cancelled,
their mortage company put on forced place insurance on the structure
only for 5 TIMES their original homeowners, they had a fire, cat
knocked over lamp:( $120,000.00 damage to structure........
no coverage for possessions, or living expenses while their home was
under construction
They lived with us for 7 months....
In their case the homepowner company sold out and the new one visited
every customer being aquired. another friend, in the same situation HAD
to have his home rewired, it had knob and tube...
with a 70 year old home you probably have some things insurance wouldnt
like, and do you have depreciated or replacement insurance?
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