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Posted by Mike on June 27, 2006, 6:14 pm
>
> Mike wrote:
>> >
>> > Edwin Pawlowski wrote:
>> >>>
> Insurance covers stuff like in otherwise OK chimney lightning strikes
> and damagers it.......
>
> Insurance doesnt cover a chimney thats in poor shape from age, any more
> than will they pay to rebuild your 10 year olds car transmssion after
> it dies.
It's a 70 y/o house w/ some problems. . . .
>
> You can buy a vent kit that fits most hot water tanks to power vent
> them thru a wall.
The dryer is vented through the wall so I understand.
>
> get a price on chimney repair but for a quick fast affordable back in
> service a power vent will likely cost less. check ww graingers web site
> i know they sell them.
>
> if you invite insurance to visit it may cause all sorts of hassles,
> your chimney is bad, your roof needs replaced, the fromt sidewalk is in
> poor shape, uneven trip hazard.
I can see that happening.
>
> get all these fixed in 90 days or your policy wouldnt be renewed.
>
> this actually happened to some friends, their homeowners got cancelled,
> their mortage company put on forced place insurance on the structure
> only for 5 TIMES their original homeowners, they had a fire, cat
> knocked over lamp:( $120,000.00 damage to structure........
>
> no coverage for possessions, or living expenses while their home was
> under construction
>
> They lived with us for 7 months....
>
> In their case the homepowner company sold out and the new one visited
> every customer being aquired. another friend, in the same situation HAD
> to have his home rewired, it had knob and tube...
>
> with a 70 year old home you probably have some things insurance wouldnt
> like, and do you have depreciated or replacement insurance?
Replacment insurance.
>
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