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Posted by z on July 10, 2006, 3:53 pm
Colbyt wrote:
> >I had a long running minor leak around my chimney flashing which was
> > aggravated by last week's torrential rains in the DC area. A roofer
> > inspected my damage and estimated that he would have to replace 4
> > plywood sheets, the flashing, and the shingles, all for $1,200. My
> > insurance deductible is $1,000. So I'm vacillating whether I will still
> > have the insurance co. pay for this since the deductible is almost the
> > same amount as the estimate.
> >
> > First off, is $1,200 reasonable for labor and materials for replacing a
> > 4 - plywood section of the roof? Secondly, since this is a combination
> > of a multi-year slow trickling leak and a sudden rain event, will
> > insurance pay for it? If it will be a big hassle, I might as well pay
> > for it out of my own pocket.
> >
> > Any advice would be appreciated. Thanks.
> >
>
> That price sounds slightly high for my area so it should be about right for
> yours.
>
> Never file an insurance claim unless you have a major loss. This may not
> even be a covered event and I would think real hard before I filed a $1200
> claim with a zero deductible. The black mark is permanent to the property
> and hangs around on your book of life for quite some time.
>
> The F@#&% companies will witch hunt you and overcharge or cancel you for
> the rest of you life.
>
> Colbyt
Yeah, they're going to argue that the rain didn't actually cause the
flashing to spring a leak.
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