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Posted by terry on August 28, 2009, 8:25 am
There's been so much debate here and on other forums about Universal
US health care (pro and con) that one gets curious about how much it
NOW costs, say, the average US family, to have 'Health Insurance'.
We guess that the cost is either fully paid by the subscriber?
Or in other cases, partly by the subscriber and partly by their
employer?
Then there are others, we gather who have no health insurance at all?
And we understand there is something called Medicaid?
Insurance cost numbers a) As little as 'a few hundred' b) Over
$12,000, per year have been mentioned?.
But what is a 'typical' (or average) USA cost?
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Posted by Tony Hwang on August 28, 2009, 10:26 am
terry wrote:
show/hide quoted text
> There's been so much debate here and on other forums about Universal
> US health care (pro and con) that one gets curious about how much it
> NOW costs, say, the average US family, to have 'Health Insurance'.
>
> We guess that the cost is either fully paid by the subscriber?
> Or in other cases, partly by the subscriber and partly by their
> employer?
> Then there are others, we gather who have no health insurance at all?
> And we understand there is something called Medicaid?
>
> Insurance cost numbers a) As little as 'a few hundred' b) Over
> $12,000, per year have been mentioned?.
>
> But what is a 'typical' (or average) USA cost?
Hi,
Where I am up here in Alberta Canuck land, we don't pay anything. No
premium payment. Our system is not perfect but everyone is taken care
of. I understand U.S. spends more than us per capita on health care.
And many are left out? That is something I don't understand.
To me health care is service for the public, not profit generating
business.
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Posted by Kurt Ullman on August 28, 2009, 10:35 am
show/hide quoted text
> Where I am up here in Alberta Canuck land, we don't pay anything. No
> premium payment. Our system is not perfect but everyone is taken care
> of. I understand U.S. spends more than us per capita on health care.
> And many are left out? That is something I don't understand.
> To me health care is service for the public, not profit generating
> business.
You pay. It is just that your premium is hidden in the taxes.
--
Searching is half the fun: life is much more manageable when thought
of as a scavenger hunt as opposed to a surprise party.
Jimmy Buffett
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Posted by Tony Hwang on August 28, 2009, 10:59 am
Kurt Ullman wrote:
show/hide quoted text
>
>> Where I am up here in Alberta Canuck land, we don't pay anything. No
>> premium payment. Our system is not perfect but everyone is taken care
>> of. I understand U.S. spends more than us per capita on health care.
>> And many are left out? That is something I don't understand.
>> To me health care is service for the public, not profit generating
>> business.
> You pay. It is just that your premium is hidden in the taxes.
>
Hmmm,
Our tax rate is lowest in Canada and no sales tax here as well.
Why then your tax does not cover those who don't/can't have coverage?
When we go down there I notice more over weight folks and the portion of
meal they eat at restaurants!!!! Wife and me, one order is enough to
fill us up. Ultimately health is individual responsibility. We just came
back from week end alpine trek reaching up to ~7000 feet in the rockies.
Our ages are closer to 70 now. I retired in '96 from Honeywell. Wife
from hospital operating room in '92. One of my kid is MD. She takes care
of us here half year, then she goes away for volunteer service the other
half. October this year she is going to East Timor to work at TB clinic
there run by Aussie nuns and American doctor. About 5000 suffer from TB
over there due to climate.
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Posted by dpb on August 28, 2009, 6:03 pm
Tony Hwang wrote:
show/hide quoted text
> Kurt Ullman wrote:
>>> Where I am up here in Alberta Canuck land, we don't pay anything. No
>>> premium payment. Our system is not perfect but everyone is taken
>>> care of. I understand U.S. spends more than us per capita on health
>>> care.
>>> And many are left out? That is something I don't understand.
>>> To me health care is service for the public, not profit generating
>>> business.
>> You pay. It is just that your premium is hidden in the taxes.
> Hmmm,
> Our tax rate is lowest in Canada and no sales tax here as well.
Well, when I was traveling to Sask servicing coal analyzers during last
trip since plant was in an outage there was significant OT; the plant
chemist who had oversight of the analyzers as part of his job
description and had gotten quite familiar over the years. Invited to
supper one evening; pay packet had arrived that day. W/ the OT, total
show/hide quoted text
withheld was >50% of gross--that's pretty daggone expensive. Then afaik
all are responsible for GMT which while I no longer know what rate is,
ain't just a percent or two...
And, since this was pretty close to the US border, it was common that
when kids had anything routine such as vaccinations, earache, etc., they
simply took them to Minot or Williston as it would be so long before
there was any opportunity to have them seen in Estevan or Weyburn and
there were no services in Coronach/East Poplar where the plant was
actually located. All in all, the system didn't seem particularly
anything to wish for even then.
show/hide quoted text
> Why then your tax does not cover those who don't/can't have coverage?
Something about roughly half to two-thirds of the uncovered are either
undocumented or the well young that choose to spend their dollars
elsewhere. Any critical need patient will get treated simply by showing
up at the emergency room. A major reason for the high per capita cost
is that there is a large fraction of the above groups that simply use
emergency room services as their family doctor; the most expensive way
possible to get services but they mostly choose to not use conventional
services of their own volition.
It's complicated but single-payer gov't controlled isn't going to help
in any way I can see.
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> US health care (pro and con) that one gets curious about how much it
> NOW costs, say, the average US family, to have 'Health Insurance'.
>
> We guess that the cost is either fully paid by the subscriber?
> Or in other cases, partly by the subscriber and partly by their
> employer?
> Then there are others, we gather who have no health insurance at all?
> And we understand there is something called Medicaid?
>
> Insurance cost numbers a) As little as 'a few hundred' b) Over
> $12,000, per year have been mentioned?.
>
> But what is a 'typical' (or average) USA cost?