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Re: Handyman Liability Insurance

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Re: Handyman Liability Insurance Steve 04-18-2007
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Posted by Steve on April 18, 2007, 11:08 pm



> Was just curious what it would run. Of course I know it can vary
> significantly, very significantly, depending on where you are. For
> instance, I moved from one state to another and my car insurance was
> 1/3rd. Of course in the expensive state every other commercial on TV
> was for a law firm that wanted to get you "just compensation" for
> straining your eyes to read a menu.
>
>
> Curious Al in the northeast...

In the Fort Worth area, mine runs about $1,200 a year for $2M of coverage.

My agent went with Lloyds of London, because I need coverage for
maintenance, light construction, remodeling, landscaping, cabinetry, and
flooring. I have the equivalent of three or four business policies rolled
into one. No other company would consider me.

Posted by on April 19, 2007, 7:22 am


Mine runs about $500 a year for $1m worth of coverage.




Posted by dpb on April 19, 2007, 4:37 pm


>
> > Was just curious what it would run. Of course I know it can vary
> > significantly, very significantly, depending on where you are. For
> > instance, I moved from one state to another and my car insurance was
> > 1/3rd. Of course in the expensive state every other commercial on TV
> > was for a law firm that wanted to get you "just compensation" for
> > straining your eyes to read a menu.
>
> > Curious Al in the northeast...
>
> In the Fort Worth area, mine runs about $1,200 a year for $2M of coverage.
>
> My agent went with Lloyds of London, because I need coverage for
> maintenance, light construction, remodeling, landscaping, cabinetry, and
> flooring. I have the equivalent of three or four business policies rolled
> into one. No other company would consider me.


Business or professional liability for individual contractors or small
businesses can be hard. Had similar difficulty locally but found a
broker dealing w/ Zurich who handled it for me.


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