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Posted by dpb on April 19, 2007, 4:43 pm
>
> > Was just curious what it would run. Of course I know it can vary
> > significantly, very significantly, depending on where you are. For
> > instance, I moved from one state to another and my car insurance was
> > 1/3rd. Of course in the expensive state every other commercial on TV
> > was for a law firm that wanted to get you "just compensation" for
> > straining your eyes to read a menu.
>
I> > Curious Al in the northeast...
>
I> Thanks for the replies. Was really more just a curiosity. No idea
if it
> would be 1k/mo or 1k/yr.
>
> As mentioned, depending on what you do, it could be 1k a month with
> enough risk I suppose. Think more along the lines of you spill paint on
> someone's carpet, plumbing leaks and floods someone's place (whether you
> touched it or not), electrical fire days after you're there and you get
> blamed whether you touched it or not, hammer falls off ladder and kills
> f*ing ugly little yapping dog, kid drills hole in brothers head with your
> drill, etc.
Sure location has some to do with it, but would expect level of
coverage and type of business bigger factor. My professional
liability $2M coverage for $600/yr for design/support, no
construction, no union labor oversight. That was last carried three
years ago at which point I retired from consulting.
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