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Home Repair - - If it ain't broken, don't fix it. Otherwise look here.
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Posted by David Combs on December 13, 2006, 3:46 pm
My wife tells me that if we ever have a claim,
it will be almost impossible to get paid ok.
Now, for the last 38 yrs I've been getting insurance from USAA,
starting during my 2-yrs in the army.
So I say, yes, that's what I hear too, but USAA is supposed
to be different, they trust you, pay without problem.
(My step mother, way back when, worked there, in the
claims dept, and they themselves called that
department (among themselves) the "gift shop"!)
She says dream on, just wait and see.
QUESTION: are *all* the insurance companies horrible,
or are there some that are better than others?
And does USAA actually stand out above the rest?
(Or was that long long ago, not in these days
of immense CEO-greed, of "charge the most for
whatever your product, and provide as small a benefit
as possible"?)
Should be an interesting thread!
Thanks!
David
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Posted by Chris Friesen on December 13, 2006, 4:22 pm
David Combs wrote:
> My wife tells me that if we ever have a claim,
> it will be almost impossible to get paid ok.
<snip>
> QUESTION: are *all* the insurance companies horrible,
> or are there some that are better than others?
My parents had a claim when their house was broken into. No problems on
the claim. Multiple thousands of dollars.
I had a claim when my bicycle was stolen, and a couple of claims through
my credit card on extended warrenty issues. No problems. Claims were
worth a couple thousand dollars.
So...my personal experience is that I haven't had any problems with
insurance paying out. The above were through a number of different
insurance agencies.
Things may be different in other places however.
Chris
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Posted by on December 13, 2006, 4:26 pm
David Combs wrote:
> My wife tells me that if we ever have a claim,
> it will be almost impossible to get paid ok.
>
> Now, for the last 38 yrs I've been getting insurance from USAA,
> starting during my 2-yrs in the army.
>
> So I say, yes, that's what I hear too, but USAA is supposed
> to be different, they trust you, pay without problem.
>
> (My step mother, way back when, worked there, in the
> claims dept, and they themselves called that
> department (among themselves) the "gift shop"!)
>
> She says dream on, just wait and see.
>
>
> QUESTION: are *all* the insurance companies horrible,
> or are there some that are better than others?
>
> And does USAA actually stand out above the rest?
>
>
> (Or was that long long ago, not in these days
> of immense CEO-greed, of "charge the most for
> whatever your product, and provide as small a benefit
> as possible"?)
>
>
> Should be an interesting thread!
>
>
> Thanks!
>
> David
Guess you just want to poke a stick into something. USAA is a model for
the industry,
IMHO. And you can DAGS on reviews, like by Consumers' Union. And hear
the same.
How is that interesting? If you have the option, you definitely want
USAA to be your insuror. Seems a no-brainer to me. Only in NJ are they
sand-bagged with auto insurance for the huge assigned-risk pool there.
J
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Posted by Bob on December 13, 2006, 4:32 pm
My wife tells me that if we ever have a claim,
it will be almost impossible to get paid ok.
Now, for the last 38 yrs I've been getting insurance from USAA,
starting during my 2-yrs in the army.
____________________________________________________________
USAA is the absolute BEST insurance you can buy - no exception !!!!!!!!
Alstate says they give you two hands, but in reality it is one finger.
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Posted by Ben Phlat on December 13, 2006, 5:39 pm
On 13 Dec 2006 15:46:10 -0500, dkcombs@panix.com (David Combs) wrote:
>My wife tells me that if we ever have a claim,
>it will be almost impossible to get paid ok.
>
>Now, for the last 38 yrs I've been getting insurance from USAA,
>starting during my 2-yrs in the army.
>
>So I say, yes, that's what I hear too, but USAA is supposed
>to be different, they trust you, pay without problem.
>
>(My step mother, way back when, worked there, in the
>claims dept, and they themselves called that
>department (among themselves) the "gift shop"!)
>
>She says dream on, just wait and see.
>
>
>QUESTION: are *all* the insurance companies horrible,
>or are there some that are better than others?
>
>And does USAA actually stand out above the rest?
>
>
>(Or was that long long ago, not in these days
>of immense CEO-greed, of "charge the most for
>whatever your product, and provide as small a benefit
>as possible"?)
>
>
>Should be an interesting thread!
>
>
>Thanks!
>
>David
>
I have had USAA for my car insurance for over 30 years with no
problems. Several claims over the years, no issues.
Now USAA home owners insurance is a little different. When I went to
insure my first house they asked if I had animals, yes, I have 2 dogs.
What kind of dogs they asked? 2 Pitbulls was the answer. No deal, we
will not insure with those kind of animals, went with California
Casuality at a bit higher cost. 10 yeas later, sell old house, build
new house decide to try USAA again for the insurance. What was the
first question they asked me? Still own those pitbulls?
--Ben
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