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Home Repair - - If it ain't broken, don't fix it. Otherwise look here.
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Posted by bill allemann on December 13, 2006, 6:13 pm
Can't say I blame them.
Statistics don't lie.
> On 13 Dec 2006 15:46:10 -0500, dkcombs@panix.com (David Combs) wrote:
>>>
> I have had USAA for my car insurance for over 30 years with no
> problems. Several claims over the years, no issues.
> Now USAA home owners insurance is a little different. When I went to
> insure my first house they asked if I had animals, yes, I have 2 dogs.
> What kind of dogs they asked? 2 Pitbulls was the answer. No deal, we
> will not insure with those kind of animals, went with California
> Casuality at a bit higher cost. 10 yeas later, sell old house, build
> new house decide to try USAA again for the insurance. What was the
> first question they asked me? Still own those pitbulls?
>
> --Ben
>
>
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Posted by Ben Phlat on December 14, 2006, 4:34 pm
I asked California Casuality if they cared what kind of animals I had
and they asked "Why do you have something really exotic?"
Answer, "No, just two pitbulls. No problems.
--Ben
On Wed, 13 Dec 2006 23:13:00 GMT, "bill allemann"
>Can't say I blame them.
>Statistics don't lie.
>
>> On 13 Dec 2006 15:46:10 -0500, dkcombs@panix.com (David Combs) wrote:
>>>>
>
>> I have had USAA for my car insurance for over 30 years with no
>> problems. Several claims over the years, no issues.
>> Now USAA home owners insurance is a little different. When I went to
>> insure my first house they asked if I had animals, yes, I have 2 dogs.
>> What kind of dogs they asked? 2 Pitbulls was the answer. No deal, we
>> will not insure with those kind of animals, went with California
>> Casuality at a bit higher cost. 10 yeas later, sell old house, build
>> new house decide to try USAA again for the insurance. What was the
>> first question they asked me? Still own those pitbulls?
>>
>> --Ben
>>
>>
>
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Posted by Toller on December 13, 2006, 7:15 pm
> QUESTION: are *all* the insurance companies horrible,
> or are there some that are better than others?
>
OneBeacon has always paid off my claims promptly and reasonably.
When a driver with Allstate rammed me, Allstate was great.
I expect you have just had bad luck, or you go at it wrong.
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Posted by Nick Hull on December 13, 2006, 10:32 pm
dkcombs@panix.com (David Combs) wrote:
> QUESTION: are *all* the insurance companies horrible,
> or are there some that are better than others?
Some are worse than others, all are great at collecting premiums. You
will find out how they pay out only when you have a large claim. Your
odds are not good.
--
Free men own guns - www.geocities/CapitolHill/5357/ (add .com after geocities)
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Posted by bill allemann on December 14, 2006, 6:03 pm
A lot of the problems with claims payment start with the sales/purchase of
the policy.
A majority of policy holders never actually read the policy, and think that
various types of losses are covered, but are plainly in the policy as
exclusions.
This may be primarily a problem with the agent letting people apply wishful
thinking as far as policy coverage.
> My wife tells me that if we ever have a claim,
> it will be almost impossible to get paid ok.
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Page 2 of 2 << first < 1 2
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