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Subject Author Date
latex paint dee 05-13-2007
| ---> Re: latex paint Charlie Bress05-13-2007
|--> Re: latex paint Buck Turgidson05-13-2007
|--> Re: latex paint Jeff Goldberg05-13-2007
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Posted by Art on May 14, 2007, 2:24 am
Rules vary by state and after some ridiculous actions by HOA's in some
states many states have reduced their powers by law.


> On Sun, 13 May 2007 15:54:36 -0400, "Charlie Bress"
>
>>
>>>
>>>>Oren wrote:
>>>>>
>>>>>> dee wrote:
>>>>>>> i live in florida, my house has tile roof, I painted with BEAR red
>>>>>>> latex paint, now the home association want me to remove it,
>>>>>>> what product i can used ?
>>>>>>>
>>>>>> You painted your tile roof with latex paint?
>>>>>
>>>>> That's what he said :-)
>>>>
>>>>Well technically he said that his house has a tile roof and he painted
>>>>something with latex paint, but we don't need to get too picky I
>>>>guess.... lol
>>>
>>> According to a "board member". Somebody in our HOA painted some
>>> portion of their house RED. The owner ignored letters to correct the
>>> CC&R violations. Eventually, there was a lien placed on the property.
>>> The HOA will collect if and when the owner sells the property.
>>>
>>I was in an HOA where one owner moved out and stopped paying the monthly
>>fees. The HOA put a lien on the house. They followed up with the usual
>>letters and the threats to forclose the lien. Eventually they did
>>foreclose
>>the lien and the house ended up in a foreclosure sale. Somebdy bought it
>>for
>>enough to satisfy the mortgage, taxes and what was owed to the HOA. It was
>>the first time I got to go to a foreclosure sale. No, I wasn't a bidder. I
>>lived next door to the property involved.
>>This was in Florida. As you can see there was no need to wait for the
>>owner
>>to live up to his responsibilities or sell the property.
>>
>
> In my HOA, the lien cannot be transferred to a new buyer by law. The
> owner can't escape the money owed and has to clear the lien. Our HOA
> can in fact make the corrections to an owner property and then add the
> cost to fines, etc, etc.
>
> --
> Oren
>
> "The voices in my head may not be real, but they have some good ideas!"



Posted by Norminn on May 13, 2007, 4:35 pm
clipped
>
> I was in an HOA where one owner moved out and stopped paying the monthly
> fees. The HOA put a lien on the house. They followed up with the usual
> letters and the threats to forclose the lien. Eventually they did foreclose
> the lien and the house ended up in a foreclosure sale. Somebdy bought it for
> enough to satisfy the mortgage, taxes and what was owed to the HOA. It was
> the first time I got to go to a foreclosure sale. No, I wasn't a bidder. I
> lived next door to the property involved.
> This was in Florida. As you can see there was no need to wait for the owner
> to live up to his responsibilities or sell the property.
>
>
In Florida, if it is a homestead, it can't be taken for debt other than
unpaid taxes, I believe. Homestead has to be primary residence, etc.

Posted by Oren on May 13, 2007, 5:34 pm
wrote:

>clipped
>>
>> I was in an HOA where one owner moved out and stopped paying the monthly
>> fees. The HOA put a lien on the house. They followed up with the usual
>> letters and the threats to forclose the lien. Eventually they did foreclose
>> the lien and the house ended up in a foreclosure sale. Somebdy bought it for
>> enough to satisfy the mortgage, taxes and what was owed to the HOA. It was
>> the first time I got to go to a foreclosure sale. No, I wasn't a bidder. I
>> lived next door to the property involved.
>> This was in Florida. As you can see there was no need to wait for the owner
>> to live up to his responsibilities or sell the property.
>>
>>
>In Florida, if it is a homestead, it can't be taken for debt other than
>unpaid taxes, I believe. Homestead has to be primary residence, etc.

I understood (many moons ago); Florida's Homestead Exemption was to
exempt $25,000.00 from taxation, not really to protect assets but to
give a tax break on the 25K.

In NV we file a Declaration of Domicile establishing residence. My
last understanding is it protects the home owner from having a home
taken for owing debt (exclude mortgage lenders,tax). I mean an HOA
cannot take the home due to fines, liens, etc. If they can pile up
interest, why would they? (gotta check this again)


--
Oren

"The voices in my head may not be real, but they have some good ideas!"

Posted by Charlie Bress on May 13, 2007, 5:55 pm

> clipped
>>
>> I was in an HOA where one owner moved out and stopped paying the monthly
>> fees. The HOA put a lien on the house. They followed up with the usual
>> letters and the threats to forclose the lien. Eventually they did
>> foreclose the lien and the house ended up in a foreclosure sale. Somebdy
>> bought it for enough to satisfy the mortgage, taxes and what was owed to
>> the HOA. It was the first time I got to go to a foreclosure sale. No, I
>> wasn't a bidder. I lived next door to the property involved.
>> This was in Florida. As you can see there was no need to wait for the
>> owner to live up to his responsibilities or sell the property.
> In Florida, if it is a homestead, it can't be taken for debt other than
> unpaid taxes, I believe. Homestead has to be primary residence, etc.

I don't know if it was homsteaded or not, but it damn sure was sold. The guy
had moved out of the country and had someone (lawyer?) covering the first
mortgage which also might have had the escrow account for taxes. I guess
they didn't think the HOA could do anything. They were wrong. The couple
that bought it fixed it up and sold it.

Charlie



Posted by Norminn on May 13, 2007, 4:34 pm
Oren wrote:
>
>
>>Oren wrote:
>>
>>>
>>>
>>>>dee wrote:
>>>>
>>>>>i live in florida, my house has tile roof, I painted with BEAR red
>>>>>latex paint, now the home association want me to remove it,
>>>>>what product i can used ?
>>>>>
>>>>
>>>>You painted your tile roof with latex paint?
>>>
>>>That's what he said :-)
>>
>>Well technically he said that his house has a tile roof and he painted
>>something with latex paint, but we don't need to get too picky I
>>guess.... lol
>
>
> According to a "board member". Somebody in our HOA painted some
> portion of their house RED. The owner ignored letters to correct the
> CC&R violations. Eventually, there was a lien placed on the property.
> The HOA will collect if and when the owner sells the property.
>
> --
> Oren
>
> "The voices in my head may not be real, but they have some good ideas!"
Our city has code that disallows - I forget the term, but something like
"unusual" - color but doesn't specify. The city or county got after
someone who painted "for sale" on their roof. Ennyhoo, the OP should
read the HOA documents to see what the rules say. Latex paint on
masonry is normal here, but not red. Probably need a couple of coats to
cover it. If the documents don't disallow it, I would write a letter to
appeal if I had my heart set on a red roof, in hopes it will be time to
repaint before they get real serious.

In our condo, similar to many HOA's, we don't own the outside so would
not be allowed to paint it. I should say, it is common area, not ours
alone.

Page 4 of 6       < 1 2 3 > last >>
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