Home Page link

liability for someone helping with installing a wood floor

Home| Search | About
Login Password
Register Now! Lost Password?

Home Repair - - If it ain't broken, don't fix it. Otherwise look here. 

Page 1 of 2       1 2 > last >> Bookmark this page:  YahooMyWeb Yahoo!  Google Google  Windows Live Favorites Windows Live  del.icio.us del.icio.us  digg digg  Add to Netscape Netscape
Subject Author Date
liability for someone helping with installing a wood floor Benjamin 08-19-2008
If you were  Registered and logged in, you could reply and use other advanced thread options
Posted by Benjamin on August 19, 2008, 4:51 pm


I have a guy coming next week to help me level a floor and install
wood flooring. My concern is that if he were to get hurt while
working in my house, I imagine that the liability would be on me (even
if it's his fault).

Anyone have advice on how to protect myself on this issue? Is it
possible to have him sign a no liability waiver?
I think he'd be willing to do that, but I'm not sure that it would be
legally binding.

Also, does anyone know if homeowners insurance typically covers
someone else getting injured in your house?

Thanks
-Ben



PexSupply Save 50 468x60
Posted by Clark on August 19, 2008, 6:17 pm


Benjamin wrote:
> I have a guy coming next week to help me level a floor and install
> wood flooring. My concern is that if he were to get hurt while
> working in my house, I imagine that the liability would be on me (even
> if it's his fault).
>
> Anyone have advice on how to protect myself on this issue? Is it
> possible to have him sign a no liability waiver?
> I think he'd be willing to do that, but I'm not sure that it would be
> legally binding.
>
> Also, does anyone know if homeowners insurance typically covers
> someone else getting injured in your house?
>
> Thanks
> -Ben

Hey Ben,

I would just call my insurance agent and ask, but thats me..

Clark...



Posted by Edwin Pawlowski on August 19, 2008, 10:28 pm



Benjamin wrote:
>> I have a guy coming next week to help me level a floor and install
>> wood flooring. My concern is that if he were to get hurt while
>> working in my house, I imagine that the liability would be on me (even
>> if it's his fault).

Is this a paid contractor or a friend? If it is a contractor, he should be
insured. If it is a friend, he will probably tell you to go F yourself and
walk out when you hand him the waiver.




Posted by Benjamin on August 21, 2008, 1:46 pm


> Is this a paid contractor or a friend? =A0If it is a contractor, he shoul=
d be
> insured. If it is a friend, he will probably tell you to go F yourself an=
d
> walk out when you hand him the waiver.

It's "a guy" we found online through craigslist. He's not insured
(other than his personal insurance), but he would be doing most of the
work himself. So I see him as a contractor, rather than employee.

Regardless, I will check with my insurance company.

Thanks for the comments.

Posted by Colbyt on August 19, 2008, 6:32 pm



>I have a guy coming next week to help me level a floor and install
> wood flooring. My concern is that if he were to get hurt while
> working in my house, I imagine that the liability would be on me (even
> if it's his fault).
>
> Anyone have advice on how to protect myself on this issue? Is it
> possible to have him sign a no liability waiver?
> I think he'd be willing to do that, but I'm not sure that it would be
> legally binding.
>
> Also, does anyone know if homeowners insurance typically covers
> someone else getting injured in your house?
>
> Thanks
> -Ben
>
>

In most States an independent contractor can legally claim to be self
insured and/or waive in writing any claims that might occur. As long as he
does not bring a helper you will be fine in most States. The People's
Republic states most likely play with a different set of rules.

The liability portion of you homeowners may cover you IF you have the
written waiver and it is legal where you are.

If this is a major concern to you please do not rely on the advice in this
thread. Consult your local insurance agent or an attorney for the law as it
applies where you are located.

Colby



Page 1 of 2       1 2 > last >>
Similar ThreadsPosted
Installing carpet over engineered wood floor? July 3, 2006, 12:36 am
Problems Installing Glue-Down Wood Floor March 12, 2007, 6:36 pm
Connecting new wood floor to existing wood floor September 6, 2005, 12:56 pm
Installing wood panelling... February 7, 2005, 6:56 pm
Installing wood flooring January 20, 2006, 11:31 am
installing a used wood flooring October 27, 2007, 12:16 pm
installing wood stove October 27, 2008, 3:41 pm
Alternative To Wood Floor or Carper for Second Floor? December 13, 2005, 9:43 pm
Wood floor on top of pine floor questions September 24, 2006, 9:49 pm
Wood/Wood floor question March 3, 2008, 2:27 am

Contact Us | Privacy Policy

XML SitemapXML Sitemap