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renting trucks from uhaul - do any of purchase the optional insurance?

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renting trucks from uhaul - do any of purchase the optional insurance? techman41973 03-31-2008
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Posted by Jack Bauer on March 31, 2008, 8:25 pm
techman41973@yahoo.com wrote:
> A few times a year I rent a truck from uhaul to remove large items
> from my house or when I need to transport something large. They charge
> $15 a day for minimum insurance (covers the truck only), $30 a day
> covers truck and damage to other property.
> I am just wondering how many people pay the extra $$ for insurance
> when renting trucks from u-haul (not for long distance moves, just 1-
> day use).
>

The most important thing is to check with your regular insurance company
to make sure you are covered. Most of the better insurance companies
will insure anything you drive on a temporary basis like that.

Posted by Doug Brown on March 31, 2008, 9:36 pm
Sort-a true but usually your own vehicle has to be "temporarily unavailable"
like it's in the shop. I amnot aware of any auto policy that just straight
up covers the rental that I use one a one day basis, or maybe while on
holdays away from home or on a business trip. I'm not saying that your
personal auto policy won't cover this but you had best check with your
broker/agent first.
> techman41973@yahoo.com wrote:
>> A few times a year I rent a truck from uhaul to remove large items
>> from my house or when I need to transport something large. They charge
>> $15 a day for minimum insurance (covers the truck only), $30 a day
>> covers truck and damage to other property.
>> I am just wondering how many people pay the extra $$ for insurance
>> when renting trucks from u-haul (not for long distance moves, just 1-
>> day use).
>>
>
> The most important thing is to check with your regular insurance company
> to make sure you are covered. Most of the better insurance companies will
> insure anything you drive on a temporary basis like that.



Posted by krw on March 31, 2008, 10:04 pm
doug.brown@sasktel.net says...
> Sort-a true but usually your own vehicle has to be "temporarily unavailable"
> like it's in the shop. I amnot aware of any auto policy that just straight
> up covers the rental that I use one a one day basis, or maybe while on
> holdays away from home or on a business trip. I'm not saying that your

Mine covers me for whatever I'm driving.

> personal auto policy won't cover this but you had best check with your
> broker/agent first.

Obviously the right here for the OP.

--
Keith

Posted by Mr.Spock on March 31, 2008, 10:43 pm

> Sort-a true but usually your own vehicle has to be "temporarily
> unavailable" like it's in the shop.

This seems to be the case for states that are behind the times.


>I amnot aware of any auto policy
> that just straight up covers the rental that I use one a one day
> basis, or maybe while on holdays away from home or on a business trip.
> I'm not saying that your personal auto policy won't cover this but
> you had best check with your broker/agent first.
>> techman41973@yahoo.com wrote:
>>> A few times a year I rent a truck from uhaul to remove large items
>>> from my house or when I need to transport something large. They
>>> charge $15 a day for minimum insurance (covers the truck only), $30
>>> a day covers truck and damage to other property.
>>> I am just wondering how many people pay the extra $$ for insurance
>>> when renting trucks from u-haul (not for long distance moves, just
>>> 1- day use).
>>>
>>
>> The most important thing is to check with your regular insurance
>> company to make sure you are covered. Most of the better insurance
>> companies will insure anything you drive on a temporary basis like
>> that.
>
>
>


Posted by Kurt Ullman on April 1, 2008, 7:48 am

> Sort-a true but usually your own vehicle has to be "temporarily unavailable"
> like it's in the shop. I amnot aware of any auto policy that just straight
> up covers the rental that I use one a one day basis, or maybe while on
> holdays away from home or on a business trip. I'm not saying that your
> personal auto policy won't cover this but you had best check with your
> broker/agent first.

According to my insurance agent, the policy follows me, not the
vehicle. So, whatever I am driving is covered.

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