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whacked by asploding transformer, part deux

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whacked by asploding transformer, part deux Nate Nagel 05-17-2008
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Posted by Nate Nagel on May 17, 2008, 7:06 pm
Joseph Meehan wrote:
>
>> Hi all,
>>
>> For those of you that missed the first installment, a transformer
>> exploded a couple streets over late Sunday night...
>>
>> Turns out that the failure of the dishwasher looks exactly like ... >
>> thanks,
>>
>> nate
>>
>> --
>> replace "roosters" with "cox" to reply.
>> http://members.cox.net/njnagel
>
>
>
> Why are you doing this? If it was due to a utility company
> transformer defect, don't they pay? If not don't you have homeowner's
> insurance that covers it?
>
>

'cause I want my stuff back up and running. Apparently there are SO
many claims in my area that SWMBO hasn't even been contacted by the
power people yet. The insurance company is holding off until they find
out whether or not the power company is paying, and they said that they
too have been hit by a large number of claims in my area - they're using
a "catastrophe team" to deal with all the claims apparently. Which
makes me wonder what would happen in a REAL catastrophe - a couple
appliances down is a PITA, not the end of the world.

Besides, I figure if I spend a couple minutes figuring out exactly which
component got whacked and claim for just that, I'll be more likely to a)
get the claim paid and b) if it goes through insurance, not have a rate
increase.

nate

--
replace "roosters" with "cox" to reply.
http://members.cox.net/njnagel

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Posted by ransley on May 17, 2008, 7:31 pm
> Joseph Meehan wrote:
>
> >> Hi all,
>
> >> =A0 =A0For those of you that missed the first installment, a transforme=
r
> >> exploded a couple streets over late Sunday night...
>
> >> Turns out that the failure of the dishwasher looks exactly like ... >
> >> thanks,
>
> >> nate
>
> >> --
> >> replace "roosters" with "cox" to reply.
> >>http://members.cox.net/njnagel
>
> > =A0 =A0Why are you doing this? =A0If it was due to a utility company
> > transformer defect, don't they pay? =A0If not don't you have homeowner's=

> > insurance that covers it?
>
> 'cause I want my stuff back up and running. =A0Apparently there are SO
> many claims in my area that SWMBO hasn't even been contacted by the
> power people yet. =A0The insurance company is holding off until they find
> out whether or not the power company is paying, and they said that they
> too have been hit by a large number of claims in my area - they're using
> a "catastrophe team" to deal with all the claims apparently. =A0Which
> makes me wonder what would happen in a REAL catastrophe - a couple
> appliances down is a PITA, not the end of the world.
>
> Besides, I figure if I spend a couple minutes figuring out exactly which
> component got whacked and claim for just that, I'll be more likely to a)
> get the claim paid and b) if it goes through insurance, not have a rate
> increase.
>
> nate
>
> --
> replace "roosters" with "cox" to reply.http://members.cox.net/njnagel- Hid=
e quoted text -
>
> - Show quoted text -

Insurance companies usualy dont, and shouldnt, work that way, they pay
you, then collect from the utility co, thats why you paid them in the
first place.

Posted by Bob F on May 17, 2008, 10:10 pm

> 'cause I want my stuff back up and running. Apparently there are SO many
> claims in my area that SWMBO hasn't even been contacted by the power people
> yet.

I would never expect the power company to contact you. If they don't, maybe you
won't think to make a claim.



Posted by Nate Nagel on May 17, 2008, 10:26 pm
Bob F wrote:
>
>>'cause I want my stuff back up and running. Apparently there are SO many
>>claims in my area that SWMBO hasn't even been contacted by the power people
>>yet.
>
>
> I would never expect the power company to contact you. If they don't, maybe
you
> won't think to make a claim.
>

You misunderstand, probably because I wasn't perfectly clear. She
called Tuesday and explained the situation and inquired about making a
claim. Left info, etc. and I know they're processing it because we got
a letter in the mail today to that effect, but no other communication.

nate

--
replace "roosters" with "cox" to reply.
http://members.cox.net/njnagel

Posted by Edwin Pawlowski on May 17, 2008, 10:44 pm

>>
>
> 'cause I want my stuff back up and running. Apparently there are SO many
> claims in my area that SWMBO hasn't even been contacted by the power
> people yet.

>
> Besides, I figure if I spend a couple minutes figuring out exactly which
> component got whacked and claim for just that, I'll be more likely to a)
> get the claim paid and b) if it goes through insurance, not have a rate
> increase.
>
> nate

So just get if fixed and keep the old component as well as the bill for
repair. No need to wait around for approval. It is probably below the
threshold of you deductible anyway so forget the insurance.



Page 2 of 3       < 1 2 3 > last >>
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